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  • Wednesday, April 01, 2020 12:07 PM | Mineola Chamber of Commerce (Administrator)

    Please see the attached Amended Order of Declaration of Local Disaster (Stay Home Order), which was signed today by Judge Lucy Hebron, Wood County Judge, and takes effect at 11:59 p.m, Wednesday, April 1, 2020. Please refer to the attachments for additional information. Thank you.

    Catherine P. Clayton, CP
    County Court Administrator
    to the Honorable Lucy Hebron…/Amended%20Order%20of%20Decla…

  • Tuesday, March 31, 2020 3:11 PM | JaxWorks (Administrator)
    Here is info of interest to small businesses about the CARES Act.  This is a disclaimer:  These are suggestions.  The Chamber is not an attorney or accountant. Please read the CARES Act and decide what is best for your company.  This is for informational purposes only to help you decide if your business qualifies for the Loans/Loan Forgiveness/Grants that the government is giving out.
    1. 1102 Paycheck Protection Program
    2. 1106 Loan forgiveness
    3. 1110 EIDC grants

    1102 Paycheck Protection Program

    This loan is applied for through an approved SBA financial institution.  Get in touch with SBA Approved banks right now.  This is backed 100% by the SBA. The covered Period is  Feb 15, 2020 – June 30, 2020, i.e., the business had to be in operation on February 15.  The application for this loan is not available at this time but keep watching the website for more info.

    Who is this for:

    1. Small businesses of 500 or fewer employees
    2. Nonprofits
    3. Veterans organizations
    4. Tribal business concerns
    5. Sole proprietors
    6. Independent contractors
    7. Eligible self-employed individuals (1099 misc employees)
    8. Employees who are full time, part time, or other basis.

    Loan max:

    (Lesser of): 10,000,000 or 2.5x average monthly payments for payroll costs for the 1 year before the date the loan is made PLUS any EIDL made Jan 31, 2020 or after that is refinanced under PPP.  You can add the EIDL loan to PPP loan later and possibly have it refinanced or forgiven.

    Payroll costs comprise:

    1. Salaries, wages, commission
    2. Payment of cash tips
    3. Vacation/sick time
    4. Severance/dismissal pay
    5. Group health insurance premiums
    6. Retirement plan benefits
    7. State and local payroll taxes

    Allowable use of loan proceeds.

    (None of this is meant to replace profit.  It’s meant to keep people employed.)

    1. Payroll costs
    2. Group health insurance premiums
    3. Employee salaries, commissions, similar costs
    4. Mortgage interest not principal rent
    5. Utilities
    6. Other interest (equipment, etc.)

    Eligibility for PPP:

    1. In business February 15, 2020 AND
    2. Had employees with payroll and taxes OR
    3. Had independent contractors reported on 1099-MISC

    Other info:

    1. Loan is a non-recourse SO LONG AS the proceeds are used for allowable uses.
    2. No personal guarantee required.
    3. No collateral required.
    4. No fees may be charged by the financial institution.
    5. Credit elsewhere provision does NOT apply.
    6. Interest rate capped at 4% and max term is 10 years of unforgiven amounts.
    7. Loan payments are deferred for AT LEAST 6 months and up to 1 year.
    8. No prepayment penalty.
    9. Expires June 30, 2020.  349 billion allocated to this.


    1106 Loan Forgiveness

    This only applies  to section 7a loans  (1102 Payroll Protection Program or PPP).   If you use the funds for what was mentioned above, you do not have to pay it back.  It covers 7a loans made prior to February 15, 2020 and after Feb 14, 2020.  Used in conjunction with PPP.

    Forgiveness of loan principal is given for:

    1. Payroll costs (as defined in sec 1102)
    2. Payments of interest on any covered mortgage obligation that was incurred prior to 2/16/2020.
    3. Rent – as long as the lease was executed prior to 2-15-2020.
    4. Utilities, – electricity, gas, water, transportation, telephone, and internet access.
    5. Forgiveness of loan principal is NOT TAXABLE.  If you get 250,000 and use it all for covered costs, you don’t have to pay income tax on the forgiven amount.

    CAUTION:  forgiveness is reduced or even eliminated for borrowers who reduce their workforce during the covered period (8 weeks from the date of the loan origination).

    1110 EIDC Grants

    Loan is applied for DIRECTLY through the SBA.

    This is an up to 10,000 advance( aka grant) and is given only IF an application is submitted under section for the 7b2 loan.  Covered period is 2-15-2020 to 12-31-2020 (as opposed to June 20, 2020 for PPP).   Also eligible:  sole proprietors (with or without employees), independent contractors, cooperatives, etc.

    1. No personal guarantee required
    2. For businesses with not more than 500 employees.
    3. Up to $200,000 loan
    4. Business had to be operating on 1-31-2020
    5. No credit elsewhere requirement
    6. Loan may be approved by credit score alone
    7. Can ONLY be given as part of the 7b2 loan application process
    8. Grant should be deposited into applicants bank account within 3 days of the SBA receiving their application.  This is for emergency purposes

    Covered Expenses:

    1. Employee sick leave due to Covid 19
    2. Payroll – also see the PPP Loan above
    3. Increased materials costs as a result of Covid19
    4. Rent/mortgage
    5. Repaying obligations

    The 10,000 grant does not need to be repaid even if the applicant is denied the loan.   If the EIDL is transferred or refinanced into the PPP, the $10,000 is reduced from loan forgiveness amount.


    1. If applying for the PPP, contact your bank and ask if they are an SBA Approved bank – let them know you will be applying for this.  If you don’t have an SBA Approved Bank, go here to find one. Whatever bank you choose, use the same EIN you used for the application process
    2. Apply for the EIDL Loan and request the advance.  If you get it and don’t refinance it, none of the proceeds of the loan are eligible for forgiveness.
    3. Once approved, refinance this under PPP (contact the SBA approved bank NOW)
    4. Get a  dedicated business bank account for this money only so you can easily track and make reports for these grants/loans.
    Be sure and apply for these loans/grants asap.  Time is of the essence.  After applying, make sure your records are in order so that you can keep track of expenses and generate reports for the government.  

    Good luck and stay well!


  • Wednesday, March 18, 2020 9:42 PM | JaxWorks (Administrator)

    The Mineola Chamber decided that, in the name of safety for the citizens of Mineola, to postpone our Great Gatsby banquet.  We will keep you posted and thank you for understanding!  Keep safe and healthy.  

  • Saturday, February 29, 2020 1:42 PM | Mineola Chamber of Commerce (Administrator)

    In the name of safety, the City has decided to cancel this wine fest.  Mineola Main Street Amtrak Fest and Mineola Texas planned out another fun, win filled trip on Amtrak's Texas Eagle! On April 4 and 5 the 2020 Mineola Amtrak Wine Fest will be going on, with “The Rolling 20s" as their theme. They will be serving a selection of wonderful wines from some of the finest vineyards in Texas. All are welcome to dress in 1920s era attire, brush up on the Charleston and get ready for a roaring good time!

    We will travel from Mineola, Texas to Fort Worth, then back to Mineola on Sunday afternoon.

    *Participants must be 21 or older to attend.*

    Now they are even offering a CORPORATE SPONSORSHIP Package of a minimum of 10 tickets discounted by 20 percent!!! This means two tickets free. Just check the Corporate Sponsorship 10-Pack option on the ticket purchase page to take advantage of this offer! Click on this link now to join the fun!

  • Tuesday, November 12, 2019 4:05 PM | Mineola Chamber of Commerce (Administrator)

    2019 Christmas Parade

    The Mineola Chamber of Commerce is happy to announce our 2019 Christmas Parade date of Saturday, December 7th at 5:30pm in downtown Mineola! This years theme is "A Charles Dickens Christmas". If you would like to enter a float, horse, walkers, or anything else please contact the Chamber at 903-569-2087 or fill out the application and send it in. We hope you can join us on the 7th! Here is the application- Christmas Parade Entry 2019.docx

  • Saturday, November 09, 2019 3:48 PM | Mineola Chamber of Commerce (Administrator)

    Link for the parade entry form- Veteran's Day Parade Form 2019.pdf

    The Mineola Marine Corps League/VFW/American Legion will host the 2019 Veteran's Day Parade in Downtown Mineola on Saturday, September 9th, 2019 at 11:11am. This years theme is "Thank You for our Freedom"
    Awards will be presented for 1st Place Float Entry, 1st Place Walking Entry, and 1st Place Band Entry.
    For more information please contact Larry Pruitt at 903-569-0348 or Pat Lambert at 903-569-6481

  • Thursday, September 26, 2019 11:53 AM | JaxWorks (Administrator)

    A huge thank you to our amazing sponsors for the Iron Horse Festival!  Thank you to our headline sponsor, Wood County Industrial Commission for sponsoring the Iron Horse Festival this Saturday!

    Thank you also to  CHRISTUS Trinity Mother Frances, The City of Mineola, TexasMineola Community Bank, and Watkins Insurance Group for Sponsoring the Iron Horse Heritage Festival as our Live Entertainment Sponsors. We could not do these festivals without our wonderful sponsors!

    Thank you to Wood County Electric Cooperative and Trinidad Benham for sponsoring our Western Show at the Iron Horse Heritage Festival this Saturday!

    Thank you to Texas Farm Bureau for sponsoring the Weenie Dog Race, Savelli Properties for sponsoring the Watermelon Eating Contest, and Lake Country Animal Clinic for sponsoring the children's activities for the Iron Horse Festival this weekend!

     .    .   

  • Saturday, August 31, 2019 11:36 AM | Mineola Chamber of Commerce (Administrator)

    The files below are the sign up forms for the contest we will have at the Iron Horse Heritage Festival on Saturday, September 28th. Please fill them out and email them to or send them in to 101 East Broad Street Mineola, TX 75773. 

    Weenie Dog Race- Weenie Dog Race Form 2019.docx

    Pie Baking Contest - Chamber Pie Baking Contest.docx

    Jelly & Jam Contest - 2019 Jelly and Jam Contest.pdf

    Watermelon Eating Contest - Watermelon Eating Contest 2019.docx

  • Sunday, August 25, 2019 12:23 PM | JaxWorks (Administrator)

    The Chamber had a whopping 52 people at the Mineola Chamber Networking Breakfast this past month.  We are growing!  This month, we are going to try to cap it at 50 so that we have time to hear everyone's commercial.  Bring your business cards, flyers, and other promotional materials.  If you are a member, come early and put info in the bag that we will pass out to everyone.  If you want to really have fun, bring a door prize!  We will try to have a microphone in September so that everyone can hear you give your commercial.  For a great ROI, listen carefully to the commercials and refer business to each other.  Even better, find a business with the same target market as you have but that is a non-competing business.  Connect with them and refer business to each other!  This is a great way to network and have people know you and what you do.  Everyone has a blast at this Breakfast!   Sign up for the September breakfast here:

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"The Mineola Chamber of Commerce" is a 501(c)6 non-profit organization.

© 2017 Mineola Chamber of Commerce Inc. All Rights Reserved.

Mineola Chamber of Commerce Inc. 101 East Broad Street Mineola, Texas 75773-2001

    (903) 569-2087 / (903) 569-5510 

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